Who We Are
Established on October 1st 2009, Cardea started its operations as a fully owned subsidiary of Agostini Insurance Brokers Limited (AIB) to define its services from that of the Employee Benefits Department at AIB. This department handled self-funded plans and claims processing to insurers for five years prior to Cardea’s establishment. Over the years our portfolio has grown considerably. We currently administer health plans in Anguilla, Guyana, Grenada, St. Maarten, St. Lucia, Barbados and Trinidad & Tobago.
The Cardea Difference
Since 2009, Cardea Benefits Ltd. has been helping employers to self-insure their employee benefits plans as a cost effective risk transfer alternative to traditional insured plans.
By simplifying employee benefits administration our employers and participants can focus on the things that matter most to them. We do this by offering cutting-edge technology, access to real-time information and expertise and superior customer service.
That’s the Cardea Benefits difference, and that’s what’s led us to become the only company dedicated exclusively to Self-Insurance and Alternative Risk Transfer.
We wouldn’t have gotten here without the mission and values that shape who we are and what we’re all about.
Our Mission
We are dedicated to providing innovative, cost-effective benefit solutions through a pioneering and responsive service culture.
We enthusiastically support the creativity and development of a team of extra-ordinary professionals who create significant value for our clients, employees and shareholders.
Our Vision
To be the regional leader in benefits administration, providing cost-effective solutions and exceptional service, with the support of a team of extraordinary professionals utilizing innovative technological platforms.
Our Values
Customer Service
We exist because of our customers and we constantly seek innovative solutions to provide them with a WOW customer experience.
Relationship
We value relationships and embrace diversity as the glue that binds us together.
Integrity
We hold ourselves to the highest ethical standards. We strive for honesty and equity in all of our interactions.
Commitment
We create an environment of trust by delivering on the commitments we make to each other and to our clients.
People First
We support the personal and professional development of our people. We promote healthy lifestyles and continuous learning. We treat everyone with the utmost care and respect.
Our Commiment
We have a proud history of building long-term relationships based on trust and confidence. You can count on us to work with you ensuring that your objectives drive the process, from concept through implementation to communication and administration.
Our interdisciplinary team is prepared to partner with you, coordinating the integrated delivery of services that meet your needs.